A Mortgage Tailored to Active Duty Military & Veterans.

No Down Payment Required. No Minimum Credit Score. Schedule your free mortgage consultation today and start building wealth with United Home Mortgage Network.

At United Home Mortgage Network, we understand the unique financial needs of our military community. Our VA mortgage solutions are specifically designed to help active duty military members and veterans achieve their dream of homeownership with ease and confidence. With no down payment required and no minimum credit score, our VA loans offer unbeatable benefits that make home buying accessible and affordable for those who have served our country.

Why Choose United Home Mortgage Network for Your VA Mortgage?

Choosing the right mortgage lender is crucial, especially for our veterans and active duty military. Here's why United Home Mortgage Network is the best choice:

  • Expertise in VA Loans: Our team has extensive experience and specialized knowledge in VA mortgages, ensuring you receive the best advice and service.

  • No Down Payment Required: Save your cash for other important expenses. With our VA loans, there's no down payment required.

  • No Minimum Credit Score: We understand that life in the military can come with financial challenges. That's why we don't require a minimum credit score to qualify.

  • Competitive Rates: As a mortgage broker, we shop multiple lenders to find the best rates for you.

  • Fast Closings: We close loans faster than banks and credit unions, so you can move into your new home without delay.

How to Qualify for a VA Mortgage

Qualifying for a VA mortgage with United Home Mortgage Network is straightforward:

  • Service Requirements: You must be an active duty service member, veteran, or eligible surviving spouse.

  • Certificate of Eligibility (COE): Obtain your COE through the VA or let us help you with the process.

  • Sufficient Income: Demonstrate that you have enough income to cover the mortgage payments.

  • Credit History Review: While the VA itself does not set a minimum credit score, most lenders have their own requirements, typically around a 580 mid score. For example, if you have a 520 Experian, 580 TransUnion, and 600 Equifax score, you would qualify based on the 580 score. We will review your credit history comprehensively to ensure you meet these guidelines.

How Mortgage Underwriting Works: A Step-by-Step Guide

How Mortgage Underwriting Works: A Step-by-Step Guide

Learn how mortgage underwriting works with our step-by-step guide. Understand what underwriters look for and how to prepare for a smooth approval process. Start your homeownership journey today. ...more

First Time Homebuyers ,Mortgage Basics and Education

August 28, 20245 min read

First-Time Homebuyer Programs and How to Qualify

First-Time Homebuyer Programs and How to Qualify

Explore first-time homebuyer programs and learn how to qualify for financial assistance, lower interest rates, and more. Start your journey to homeownership with United Home Mortgage today! ...more

First Time Homebuyers ,Mortgage Basics and Education

August 15, 202412 min read

How to Apply for a VA Loan: A Step-by-Step Guide

How to Apply for a VA Loan: A Step-by-Step Guide

Learn how to apply for a VA loan with our step-by-step guide. From the online application to gathering documents and getting pre-approved, we make the process easy. Start your application today with U... ...more

VA Mortgage/Loans

August 15, 20247 min read

The Benefits of VA Loans for Veterans

The Benefits of VA Loans for Veterans

Discover the numerous benefits of VA loans for veterans, including no down payment, no PMI, and competitive interest rates. Learn how VA loans can make homeownership more accessible and affordable. Sc... ...more

VA Mortgage/Loans ,Mortgage Basics and Education

August 15, 202410 min read

How to Refinance Your VA Loan with the IRRRL Program | United Home Mortgage

How to Refinance Your VA Loan with the IRRRL Program | United Home Mortgage

Learn how to refinance your VA loan with the IRRRL program. Lower your interest rate, reduce your monthly payments, and streamline the refinancing process. Schedule a consultation with United Home Mor... ...more

VA Mortgage/Loans ,Refinancing Options

August 14, 202412 min read

When to Consider Refinancing Your Mortgage | United Home Mortgage

When to Consider Refinancing Your Mortgage | United Home Mortgage

Learn when to consider refinancing your mortgage to lower interest rates, shorten your loan term, or access home equity. Explore the benefits and costs of refinancing in this comprehensive guide. Sche... ...more

VA Mortgage/Loans ,Refinancing Options &Mortgage Basics and Education

August 13, 202414 min read

An Introduction to Different Types of Mortgages

An Introduction to Different Types of Mortgages

Explore the various types of mortgages, including fixed-rate, adjustable-rate, FHA, VA, and more. Learn which mortgage is right for you with this comprehensive guide. Schedule a consultation today wit... ...more

First Time Homebuyers ,Mortgage Basics and Education

August 13, 202413 min read

Understanding VA Loan Eligibility Requirements

Understanding VA Loan Eligibility Requirements

Learn about VA loan eligibility requirements for veterans and active-duty military members. Discover if you qualify for a VA loan and start your mortgage journey with United Home Mortgage today! ...more

VA Mortgage/Loans

August 12, 20244 min read

Find out more about our VA mortgage qualifications. Schedule a free consultation today!

We are ready to start your homebuying journey. Are you?

United Home Mortgage Network Inc TM DBA United Home Mortgage TM NMLS 1984776 @ Copyright 2024 - All Rights Reserved

NMLS Consumer Access

www.nmlsconsumeraccess.org

Equal Housing Lender